Fixed Income

Fixed income investments, offering a diverse array of sustainable income solutions.

We offer a diverse array of cash, credit, and fixed income solutions, specialising in top-tier debt investments, with a primary objective to create high yield portfolios.

A wide range of income options

At Fintech Securities, we offer a diverse range of cash, credit, and fixed income solutions, specializing in top-tier debt investments. Our dynamic approach involves frequent trading of credit and fixed income securities across various industries, maturity periods, and levels of the capital structure.

Our primary objective is to build portfolios that are both highly diversified and liquid, ensuring resilience across different market conditions. We emphasize income generation and risk mitigation to achieve stable returns for our portfolios.

While some fixed income securities may show trends similar to equity markets, our cautious and risk-aware strategy aims to maintain the defensive characteristics typical of fixed income investments. This includes prioritizing high capital security, reliable income streams, liquidity, and a low correlation with the equity market.

Australian bank-issued bonds

Investing in Australian bank-issued bonds listed on the Australian Securities Exchange (ASX) offers numerous advantages:

Stability and Security

Australian banks are known for their stability and strong regulatory frameworks, making their bonds a relatively secure investment option.

Regular Income Stream

Bonds typically offer a steady and predictable income through fixed interest payments, which is attractive to investors seeking consistent returns.

Diversification

Adding bonds to a portfolio can help spread risk, especially when combined with other asset classes like equities.

Potential Tax Advantages

Some bonds issued by Australian banks may provide tax benefits, such as lower taxes on interest income or favorable treatment for non-resident investors.

Liquidity

ASX-listed bonds generally provide better liquidity compared to unlisted bonds, making it easier for investors to buy and sell them.

Credit Ratings

Many bonds issued by Australian banks have high credit ratings, indicating lower credit risk and providing added security for investors.

Inflation Protection

Certain bonds, such as inflation-linked bonds, offer protection against inflation, preserving the purchasing power of invested capital.

Range of Maturities

ASX-listed bonds come with various maturities, from short to long-term, allowing investors to choose based on their investment horizon and cash flow needs.

Access to Big Four Banks

Investing in bonds issued by Australia’s ‘Big Four’ banks (Commonwealth Bank, Westpac, ANZ, and NAB) offers exposure to some of the largest and most stable financial institutions in the country.

Join us as a client

Experience the Fintech Securities difference. We are dedicated to your financial success, providing personalized strategies and expert insights to guide you towards a secure and prosperous future. Let’s embark on this journey together, turning your financial aspirations into reality. Contact us today, and let’s start shaping your financial future.